Not a cash buyer? Get Pre-Qualified!

We've got a pandemic going on and it's a crazy Sellers Market. The home inventory is low and house prices are the highest I've seen since 2007. 

You know what that means? If you're not a cash buyer and haven't yet been pre-qualified, but want to buy a house, no one will be willing to show them to you. 

We're all a little worried about the virus, but we still have to make a living. Us Realtors are still showing homes, but we'd prefer that we're showing them to serious buyers. There's nothing worse than working with a potential buyer for weeks showing them homes only to find out that once they find one they want to buy, they can't because they can't get a loan. What a waste of everyones time and potentially spreading germs in a number of peoples homes. 

If you want to see homes in todays market, do everyone a favor and get pre-qualifed. It takes less than 20 minutes and could save days of wasted time. 

Here's a list of Mobile Home Lenders:

Whitecap Mortgage
Mark Succarotte
302 842 8120

First Shore Federal
410-543-9244
 
Priority Funding LLC
Manufactured/Mobile Home Specialists
www.priloan.com
877 393 5511 
Apply online:
 
 
21st Century Mortgage
Your Manufactured Home Lending Source
800-955-0021
Apply online:
 
First Credit Corporation
800-562-6036
Apply online at First Credit Corporation 
Requirements:

            As low as 10%  down
            $20,000 minimum selling price
            20 year maximum term
            650 minimum Credit Score
            43% debt to income
            Rates starting at 6.99%
 
 
WSFS BANK (Wilmington Savings Fund Society)
 
Key One Mortgage INC.
     800-253-8018 

Lenders for regular homes where you own the land, condos and townhomes:

Justin Kozera
443 789 4140
The Loan Department

Mark Succarotte
Whitecap Mortgage
302 842 8120

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